The popular digital wallets in Nepal

Over the last few years, many digital wallets (also known as mobile wallets or e-wallets) are emerged significantly in Nepal. The era of cashless transactions is upon us. I have figured out the different options and features of mobile wallets in Nepal, and some of the best are listed below.

These are three most popular payment systems in Nepal which are available for Android, iOS, as well as Web version with best user interface.


eSewa (powered by F1Soft Group) is one of the largest and Nepal’s first leading online payment gateway offering its customers a digital wallet to store money and make quick payments.

Launched in 2009, the users of eSewa can pay for utilities, recharge their mobile, pay internet bills, EMI, buy airlines ticket, school fees, credit card bills, etc. from their mobile.

Similarly, merchants, service providers and retail outlets can receive payments for goods and services in their wallet instantly. This enables hassle-free, secure and immediate payments from customers.

eSewa App is available for Web, Android, and iOS devices.


Khalti (powered by Sparrow Pay Pvt. Ltd.) became internet sensation in Nepal and Nationwide trending for the first time in the history of mobile wallets in Nepal.

Launched in 2017, Khalti is a digital wallet for instant, secure and hassle-free online payments in Nepal. Recharge your mobiles, pay bills, book tickets wherever you are and whenever you want.

Khalti App is available for Web, Android, and iOS devices.


connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House (NCHL) to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.

connectIPS App is available for Web, Android, and iOS devices.


CellPay is owned by IMS Group, developed with a vision to enhance the application value of the telecommunication services for the mass consumer market in Nepal.

Unlike other services CellPay is not a wallet based, it’s like a digital debit card. You can link multiple bank accounts to your CellPay account and directly make instant payments. Currently, the CellPay service supports merchant payments, Utility Payments and fund transfer.

CellPay App is available for Web, Android, and iOS devices.

PayWell Nepal

‘PayWell Nepal Pvt. Ltd.’ was registered under the Company’s Act of Nepal, on the 18th of April 2019 and authorized by the Nepal Rastra Bank (Central Bank Of Nepal) for PSP (Payment Service Provider) operation; serving as a Digital Wallet company that facilitates online payment through the use of 5G, 4G, 3G, Wi-Fi, NFC (Near Field Communication) and Internet services.

PayWell Nepal allows its users to access utility and retail bill payments, remittance, P2P (Person to Person) transfer such as, sending and receiving money and also cash withdrawal from Banks, ATM and Cash Point Agents through the means of mobile phones, computers and laptops. Your mobile phones are basically wallets that store your money for mobile financial freedom.

PayWell Nepal App is available for Web, Android, and iOS devices.

Following are the list of popular mobile based digital payment systems only available for Android, or iOS.

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  • IME Pay (available for Android, and iOS)
    You can now earn interest on the amount in your IME Pay digital wallet. You can upgrade to “Superwallet” if your KYC is verified and a balance above Rs. 1000 is maintained. The accrued interest is added directly to your IME Pay wallet every three months, based on the Nepali Calendar. The IME Visa debit (physical and virtual) card gives you another way to pay, and it’s always right in your wallet.

  • PrabhuPAY (available for Android, and iOS)

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Last but not least: